Mortgages for business owners in BC and Alberta
If you’re incorporated or self-employed, your situation rarely fits into one neat box. I’ll help you get approved without last-minute scrambling or forcing you to change how you pay yourself.
Books a 30-minute call. If you have them handy, bring your last 2 years T1 Generals and either your last 2 years business financials or T2s.
Licensed Mortgage Agent (BC, AB). Funded over $200M. 5-star Google rating.
Purchase, refinance, renewal, equity access.
When the financing is tied to the business, like buying an office, warehouse, or other operating space, or when capital supports growth.
If you are making multiple moves over the next few years, we map the order, timing, and tradeoffs so you keep options open.
“Michael has been an invaluable resource for me and my family, helping with all our mortgage needs and questions. His expertise and knowledge are unmatched, and he always provides clear, thoughtful advice. Michael is incredibly thorough and dedicated, making the entire mortgage process smooth and stress-free. I wouldn’t hesitate to recommend him to anyone looking for a knowledgeable and reliable mortgage broker!”
“Michael has been an invaluable resource for me and my family, helping with all our mortgage needs and questions. His expertise and knowledge are unmatched, and he always provides clear, thoughtful advice. Michael is incredibly thorough and dedicated, making the entire mortgage process smooth and stress-free. I wouldn’t hesitate to recommend him to anyone looking for a knowledgeable and reliable mortgage broker!”
“Mike provided helpful advice regarding an investment property mortgage. He deeply understands the entire marketplace and clearly explains the nuances between various lenders and their product offerings. This extensive knowledge was valuable in advising on the best mortgage to suit my needs. I highly recommend him and look forward to working together again.”
I help business owners get mortgages approved when the situation is more complex than a simple paystub. You’ll get clear options you actually qualify for, then a clean process to closing.
I advise first, then I execute. If something will be a problem, you will know early, along with the best way to handle it.
You can start two ways, depending on how sure you are.
Short call to see if we’re a fit for each other, and to understand your goal, timeline, and the shape of your situation.
Document review and translation. We review your tax returns and business financials, then translate the story into what lenders actually need to approve it.
Options, recommendation, execution. You get real options and a clear recommendation in writing, then we run a clean process to close.
Short call to see if we’re a fit for each other, and to understand your goal, timeline, and the shape of your situation.
Document review and translation. We review your tax returns and business financials, then translate the story into what lenders actually need to approve it.
Options, recommendation, execution. You get real options and a clear recommendation in writing, then we run a clean process to close.
Document checklists often take two passes. After the first review, it’s normal to request a few more items so nothing gets missed.
Ready for real options?
Start with a 30-minute call. If it’s doable, we’ll map the cleanest path to approval and closing. If it’s not, you’ll know why and what would need to change.
Most mortgage stress comes from uncertainty and last-minute surprises. Not knowing what to ask is a big part of that.
We reduce that by being clear upfront about what matters, what can break, and what a lender is going to focus on.
We also make sure you understand what you’re signing. Before you commit, we walk through the important details, the conditions, and the tradeoffs in plain language so there are no “wait, what does this mean?” moments later.
That is why we will review items like your T1s, Notices of Assessment, business financials, and often bank statements to build a clean, consistent story lenders will accept.
Book a 30-minute call and I’ll tell you what looks doable, what looks risky, and the cleanest next step.
Past client case studies
Still have a question?
Send a quick note and we’ll reply within one business day.
Want a clear answer without weeks of limbo?
Either we find a clean path quickly, or we map what would need to change so you can decide what is worth doing.