Duplex Rental Property Financing Case Study (Canada)
- $555,000 final purchase price
- KPI 1
- $444,000 mortgage at 1.90%
- KPI 2
- $4,550/month rental income
- KPI 3
mortgagereal estate investing
Case studies
Real stories of business-owner mortgage strategies we've helped with.
A practical look at client situations, the constraints they faced, and the financing strategy used to improve outcomes.
Highlights
Case Studies
Self-Employed Mortgage in Vancouver with HELOC Flexibility
How two self-employed professionals used corporate dividends and sale proceeds to secure a new Vancouver home with a small mortgage and flexible HELOC.
Case Studies
Equity Take-Out for a New Real Estate Investor in BC
How a self-employed BC contractor used an equity take-out and readvanceable mortgage to unlock capital and grow a rental portfolio.
Case Study
Self-Employed Fisher Family Buys $2.5M BC Home
How a self-employed fishing family used complex income, company savings, and rental suite income to buy a $2.5M home in a hot BC market.
Mortgage
How a Self-Employed Founder Bought a $2.3M Home
Overview — Financing a Dream Home Without Sacrificing Business Growth A self-employed tech entrepreneur based in Alberta relocated his family to Comox, BC
All case studies
All case studies
Business Owner Uses Home Equity to Buy a Dental Practice
- $434,000 refinance at low Alt Rates
- KPI 1
- 75% LTV on $580,000 rental condo
- KPI 2
- 12–14% private rates avoided
- KPI 3
mortgagebusiness strategymergers and acquisitionsequity take outrefinance
How Emma and Alex Bought a New Home Across Provinces
- $860,000 BC home purchased
- KPI 1
- $699,000 Quebec home sold
- KPI 2
- 8 lenders reviewed for backup plan
- KPI 3
mortgagecross province move
How Sarah & Ben Bought a Home with a Net Worth Mortgage
- $2,053,000 home purchased using a net worth mortgage
- KPI 1
- $850,000 down payment created by selling the existing property
- KPI 2
- $1,203,000 mortgage & $184,400 HELOC for future investments
- KPI 3
mortgagenet worth program
Cash Purchase & Refinance Strategy for Business Owners
- $935,000 home purchased
- KPI 1
- $600,000 mortgage approved at 5.79% after the refinance
- KPI 2
- 2.16% lower interest rate versus the HELOC alternative
- KPI 3
mortgagerefinance
Self-Employed Business Owner Secured a Mortgage in BC
- $170,000 increase in approved purchase price
- KPI 1
- $500,000 mortgage approved using business NIAT
- KPI 2
- 63% final loan-to-value ratio on the new home
- KPI 3
mortgageself employed
Saved $13,000 Per Year Using Debt Consolidation
- $1,742.48 - Monthly Cash Flow Improvement
- KPI 1
- $25,000 - Extra Funds for Future Down Payment
- KPI 2
- Fewer Debts to Keep Track of (3 to 1)
- KPI 3
mortgagedebt consolidationfinancial planning