MBrowne
Mortgages and Finance

Real stories of business‑owner mortgage strategies in action.

All case studies

 Self-Employed Founder Bought a $2.3M Home Without Touching Corporate Capital

Self-Employed Founder Bought a $2.3M Home Without Touching Corporate Capital

$2.3M home at 48.6% LTV
$900,000 mortgage + $230,000 HELOC
$1M+ corporate capital preserved
mortgageself employedfinancial planning
Real Estate Investors Switch Lenders and Strategy to Successfully Qualify

Real Estate Investors Switch Lenders and Strategy to Successfully Qualify

$555,000 final purchase price
$444,000 mortgage at 1.90%
$4,550/month rental income
mortgagereal estate investing
Business Owner Uses Home Equity to Buy a Dental Practice

Business Owner Uses Home Equity to Buy a Dental Practice

$434,000 refinance at low Alt Rates
75% LTV on $580,000 rental condo
12–14% private rates avoided
mortgagebusiness strategymergers and acquisitionsequity take outrefinance
How Emma and Alex Bought a New Home Across Provinces

How Emma and Alex Bought a New Home Across Provinces

$860,000 BC home purchased
$699,000 Quebec home sold
8 lenders reviewed for backup plan
mortgagecross province move
How Sarah and Ben Bought Their Surrey Home with a Net Worth Mortgage

How Sarah and Ben Bought Their Surrey Home with a Net Worth Mortgage

$2,053,000 home purchased using a net worth mortgage
$850,000 down payment created by selling the existing property
$1,203,000 mortgage & $184,400 HELOC for future investments
mortgagenet worth program
Refinancing for Business Owners: Sarah Jones’ Cash Purchase and Refinance Strategy

Refinancing for Business Owners: Sarah Jones’ Cash Purchase and Refinance Strategy

$935,000 home purchased
$600,000 mortgage approved at 5.79% after the refinance
2.16% lower interest rate versus the HELOC alternative
mortgagerefinance
Case Study: How a Self-Employed Business Owner Secured a Mortgage in BC

Case Study: How a Self-Employed Business Owner Secured a Mortgage in BC

$170,000 increase in approved purchase price
$500,000 mortgage approved using business NIAT
63% final loan-to-value ratio on the new home
mortgageself employed
Refinance to save $13,000 per year in cash flow and received $25,000 cash in pocket

Saved $13,000 Per Year Using Debt Consolidation

$1,742.48 - Monthly Cash Flow Improvement
$25,000 - Extra Funds for Future Down Payment
Fewer Debts to Keep Track of (3 to 1)
mortgagedebt consolidationfinancial planning